{"id":82241,"date":"2024-10-11T09:30:49","date_gmt":"2024-10-11T14:30:49","guid":{"rendered":"https:\/\/tigermedianet.com\/?p=82241"},"modified":"2024-10-11T09:30:51","modified_gmt":"2024-10-11T14:30:51","slug":"tiger-money-mentors-present-about-budgeting-as-part-of-hpl-how-to-series","status":"publish","type":"post","link":"https:\/\/tigermedianet.com\/?p=82241","title":{"rendered":"Tiger Money Mentors present about budgeting as part of HPL “How-To” series"},"content":{"rendered":"\n

By ADIA REYNOLDS<\/strong><\/p>\n\n\n\n

Tiger Media Network<\/em><\/p>\n\n\n\n

Tiger Money Mentor, Sarah Abernathy, gave a presentation on the basics of budgeting on Tuesday as part of Hays Public Libray\u2019s scheduled life-skill series known as the \u201cHow-To\u201d Series, a set of programs aimed towards young adults in Hays. Discussions such as the \u201cHow-To\u201d series particularly benefit young adults who might not have participated in similar discourses during their everyday lives. <\/p>\n\n\n\n

\u201cYour budget is for you. If you want to spend $300 on XYZ and <\/em>you can still meet your needs then that works,\u201d Abernathy said. \u201cYour budget does not need to look like anyone else\u2019s.\u201d<\/p>\n\n\n

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Abernathy stood at the front of the library\u2019s main social space, armed with her knowledge of personal finance and a golden, well-designed PowerPoint. <\/p>\n\n\n\n

\u201cIt was exciting because I knew people in attendance wanted to be there. It wasn\u2019t like walking into a classroom where perhaps the teacher wants this more than the students,\u201d she said. <\/p>\n\n\n\n

For those not in attendance, Abernathy\u2019s presentation systematically explained key topics such as the importance of budgeting.<\/p>\n\n\n\n

\u201cYour budget is your basic building block,\u201d she said. \u201cIf you don\u2019t have one, you\u2019re just not going to have a lot of financial success because you may not know where your money is going.\u201d<\/p>\n\n\n\n

She discussed different types of budgets (Percentage Based Budgeting, Envelope Budgeting, Zero-Based Budgeting); and finally, how to stick to a budget.<\/p>\n\n\n\n

Abernathy recommends a variety of free mobile apps that operate on one of these three principles mentioned above. Apps like YNAB, Goodbudget, Pocket Guard, and Real Budget are all designed to help with money management, an essential skill for all adults. However, Abernathy emphasizes in her presentation that if you don\u2019t remain realistic about your financial goals, then you are more likely to abandon them. <\/p>\n\n\n\n

\u201cAn important part of the money mentors is accountability where there isn\u2019t judgment. We\u2019ve all been there, we’ve made good financial decisions and we\u2019ve made dumb ones,\u201d she said. \u201cWe offer someone your age who isn\u2019t looking down on you but is still there to help.\u201d <\/p>\n\n\n\n

For anyone interested in hands-on financial help, the Tiger Money Mentors are a free resource run by and for FHSU students.<\/a> There are currently three mentors on staff who would be more than happy to answer any finance-related question a student might have. Another alternative Abernathy discussed is becoming accountability partners with one of your friends. <\/p>\n\n\n\n

Furthermore, reading books on budgeting from the Hays Public Library and attending events similar to Tuesday are all steps that can lead to a more financially secure future. The \u201cHow-To\u201d Series takes place at the Hays Public Library on the second Tuesday of each month, covering a wide spread of topics and necessary adulthood skills.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"

By ADIA REYNOLDS Tiger Media Network Tiger Money Mentor, Sarah Abernathy, gave a presentation on the basics of budgeting on Tuesday as part of Hays… <\/p>\n","protected":false},"author":142,"featured_media":82243,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":false,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[3397,3398,11],"tags":[15763,15909,15908,3126,15907,15339],"class_list":["post-82241","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-area-news","category-campus-news","category-news","tag-adia-reynolds","tag-budgeting","tag-budgetting","tag-hays-public-library","tag-how-to-series","tag-tiger-money-mentors"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/tigermedianet.com\/wp-content\/uploads\/2024\/10\/Money-Mentor.jpg?fit=594%2C384&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/tigermedianet.com\/index.php?rest_route=\/wp\/v2\/posts\/82241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tigermedianet.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tigermedianet.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tigermedianet.com\/index.php?rest_route=\/wp\/v2\/users\/142"}],"replies":[{"embeddable":true,"href":"https:\/\/tigermedianet.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=82241"}],"version-history":[{"count":2,"href":"https:\/\/tigermedianet.com\/index.php?rest_route=\/wp\/v2\/posts\/82241\/revisions"}],"predecessor-version":[{"id":82245,"href":"https:\/\/tigermedianet.com\/index.php?rest_route=\/wp\/v2\/posts\/82241\/revisions\/82245"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tigermedianet.com\/index.php?rest_route=\/wp\/v2\/media\/82243"}],"wp:attachment":[{"href":"https:\/\/tigermedianet.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=82241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tigermedianet.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=82241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tigermedianet.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=82241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}